Welcome to Fund4Me.ng (“Fund4Me,” “we,” “our,” or “us”). These General Terms & Policies (“General Terms”) govern your access to and use of all our services, including Dropshipping E-commerce, Fund4Me Campaigns, CrowdBuy, CrowdFund, Giveaways, and any future features we may introduce.
By using Fund4Me.ng, you (“you,” “your,” or “participant”) agree to these General Terms, as well as the specific service policies that apply to the activity you participate in. If you do not agree, please discontinue use of our platform.
1. Eligibility
- 1.1 Minimum Age: You must be at least 18 years old to use any service on Fund4Me.ng.
- 1.2 Residency Requirement: For activities involving product delivery or cash disbursement, you must be a resident of Nigeria.
- 1.3 Accuracy of Information: By creating an account or participating, you confirm that all personal information (name, email, phone, bank details, delivery address, etc.) is accurate, complete, and truthful. False or misleading information may lead to disqualification or account termination.
2. Our Services
Fund4Me.ng provides two main categories of services:
2.1 E-Commerce
We operate as a full-fledged dropshipping marketplace, allowing users to shop a variety of products directly from verified suppliers, with doorstep delivery across Nigeria.
2.2 Smart Social Shopping Features
These are additional, voluntary services designed to make shopping more interactive and community-driven:
- Fund4Me Campaigns: Customers may start campaigns to receive voluntary contributions from friends, family, or well-wishers.
- Product Fund4Me: Contributions go toward a product sold on Fund4Me.ng. Approved automatically.
- Custom Fund4Me: Contributions may be raised for personal or business purposes (e.g., school fees, rent, medical expenses). Custom campaigns are reviewed and approved by admin before publishing and may not be used for restricted categories (fraudulent, illegal, gambling, political, adult, or unverifiable medical claims). Maximum of two (2) active campaigns per user. Campaigns cannot be deleted after receiving their first contribution.
- CrowdBuy: Participants make voluntary contributions (slots) toward a product. Once the target is reached, our automated system randomly selects one contributor to receive the product.
- CrowdFund: Participants voluntarily contribute toward a shared contribution total. When the target is met, our system fairly selects one contributor to receive the collected contributions (after applicable deductions).
- Giveaways: Promotional activities where participants may receive airtime, data, products, or cash rewards for supporting or sharing campaigns.
3. Fairness & Transparency
- 3.1 Automated Selection: All CrowdBuy and CrowdFund allocations are conducted by a fully automated system with no human interference.
- 3.2 Public Records: For transparency, recipient names (and, where applicable, participant lists) may be displayed on Fund4Me.ng.
- 3.3 Chances of Selection: Purchasing multiple entries (where allowed) increases your chance of being selected, but does not guarantee success.
4. Payments & Refunds
- 4.1 Non-Refundable Contributions: Payments for Fund4Me, CrowdBuy, and CrowdFund contributions are non-refundable unless otherwise stated.
- 4.2 Payment Gateways: All transactions are processed through trusted third-party providers. Fund4Me.ng is not responsible for errors, delays, or failures caused by these providers.
- 4.3 Service Charges: Any applicable processing fees or commissions will be clearly stated in the specific service policies (e.g., 8% on cancelled product Fund4Me campaigns, 5% on custom Fund4Me disbursements).
5. Product, Fund & Reward Delivery
- 5.1 E-Commerce Orders: Dropship orders are fulfilled to the delivery address you provide at checkout.
- 5.2 Fund4Me Campaigns: Product Fund4Me orders are shipped once the target is met. Custom Fund4Me funds are disbursed to the verified bank account of the campaign owner, after applicable deductions.
- 5.3 CrowdBuy Products: Products are shipped to the recipient selected by our automated system.
- 5.4 CrowdFund Rewards: Funds are transferred to the verified bank account of the selected recipient.
- 5.5 Giveaways: Airtime and data rewards are credited to the phone number provided; product or cash prizes delivered per campaign terms.
- 5.6 User Responsibility: Fund4Me.ng is not liable for failed deliveries or payments due to inaccurate, incomplete, or invalid details provided by participants.
6. User Responsibilities
- You must not manipulate, exploit, or interfere with our systems or platform operations.
- Use Fund4Me.ng only for lawful purposes; do not engage in fraudulent, abusive, or restricted activities (including prohibited custom campaigns).
- Keep your personal, financial, and delivery details accurate and up-to-date.
7. Modifications, Suspension & Termination
- 7.1 Fund4Me.ng may modify, suspend, or discontinue services at its discretion without prior notice.
- 7.2 Updates to these General Terms will be posted on this page. Continued use after updates constitutes acceptance of the revised terms.
- 7.3 We may suspend or terminate accounts that violate these terms, specific service policies, or applicable laws.
8. Limitation of Liability
- 8.1 Fund4Me.ng shall not be liable for indirect, incidental, or consequential damages, including loss of opportunity, data, or profits.
- 8.2 Technical failures, internet disruptions, or external factors beyond our control may affect participation or outcomes; Fund4Me.ng is not responsible for these occurrences.
- 8.3 By using our services, you accept that participation in Fund4Me, CrowdBuy, CrowdFund, or Giveaways carries a risk of non-selection and that outcomes are not guaranteed.
9. Governing Law
These General Terms are governed by the laws of the Federal Republic of Nigeria. Any disputes shall be subject to the jurisdiction of Nigerian courts.
10. Related Policies
For more details, review our individual policies: